Call reports 2007
BANKCHAMPAIGN, NATIONAL ASSOCIATION — 2007
What BANKCHAMPAIGN, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 149,151,000 | 151,033,000 | 154,837,000 | 165,149,000 |
| Total loans | 98,909,000 | 102,851,000 | 107,964,000 | 113,362,000 |
| Allowance for loan losses | 707,000 | 571,000 | 590,000 | 611,000 |
| Securities available for sale | 37,938,000 | 36,626,000 | 34,145,000 | 31,818,000 |
| Securities held to maturity | 3,612,000 | 3,085,000 | 3,085,000 | 2,713,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,533,000 | 117,499,000 | 117,600,000 | 123,044,000 |
| Interest-bearing deposits | 109,992,000 | 107,646,000 | 106,846,000 | 112,302,000 |
| Noninterest-bearing deposits | 8,541,000 | 9,853,000 | 10,754,000 | 10,742,000 |
| Equity capital | 10,433,000 | 9,863,000 | 10,346,000 | 10,988,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,324,000 | 4,710,000 | 7,208,000 | 9,753,000 |
| Interest expense | 1,318,000 | 2,687,000 | 4,163,000 | 5,619,000 |
| Net interest income | 1,006,000 | 2,023,000 | 3,045,000 | 4,134,000 |
| Noninterest income | 322,000 | 630,000 | 958,000 | 1,399,000 |
| Noninterest expense | 1,098,000 | 2,184,000 | 3,294,000 | 4,312,000 |
| Provision for loan losses | 20,000 | 40,000 | 60,000 | 80,000 |
| Pretax income | 199,000 | 418,000 | 640,000 | 1,142,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 199,000 | 418,000 | 640,000 | 1,142,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,890,000 | 10,775,000 | 10,769,000 | 11,167,000 |
| Total capital | 11,597,000 | 11,346,000 | 11,359,000 | 11,778,000 |
| Risk-weighted assets | 98,920,000 | 105,759,000 | 111,196,000 | 114,875,000 |