Call reports 2002
BANKCHAMPAIGN, NATIONAL ASSOCIATION — 2002
What BANKCHAMPAIGN, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 93,348,000 | 97,330,000 | 101,688,000 | 103,781,000 |
| Total loans | 65,026,000 | 68,733,000 | 70,050,000 | 67,646,000 |
| Allowance for loan losses | 493,000 | 523,000 | 553,000 | 555,000 |
| Securities available for sale | 19,450,000 | 18,883,000 | 22,490,000 | 21,922,000 |
| Securities held to maturity | 1,356,000 | 1,357,000 | 1,357,000 | 1,358,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,732,000 | 76,634,000 | 80,697,000 | 83,930,000 |
| Interest-bearing deposits | 64,643,000 | 68,578,000 | 73,373,000 | 76,023,000 |
| Noninterest-bearing deposits | 8,089,000 | 8,056,000 | 7,324,000 | 7,906,000 |
| Equity capital | 7,507,000 | 7,571,000 | 7,906,000 | 7,798,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,514,000 | 3,118,000 | 4,781,000 | 6,469,000 |
| Interest expense | 757,000 | 1,548,000 | 2,330,000 | 3,037,000 |
| Net interest income | 757,000 | 1,570,000 | 2,451,000 | 3,432,000 |
| Noninterest income | 196,000 | 394,000 | 593,000 | 796,000 |
| Noninterest expense | 739,000 | 1,508,000 | 2,295,000 | 2,997,000 |
| Provision for loan losses | 30,000 | 159,000 | 189,000 | 1,019,000 |
| Pretax income | 202,000 | 392,000 | 688,000 | 340,000 |
| Income tax | 60,000 | 132,000 | 239,000 | 119,000 |
| Net income | 142,000 | 260,000 | 449,000 | 221,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,451,000 | 7,319,000 | 7,506,000 | 7,305,000 |
| Total capital | 7,944,000 | 7,842,000 | 8,059,000 | 7,860,000 |
| Risk-weighted assets | 64,842,000 | 67,426,000 | 70,019,000 | 69,233,000 |