Call reports 2001
BANKCHAMPAIGN, NATIONAL ASSOCIATION — 2001
What BANKCHAMPAIGN, NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 84,084,000 | 86,101,000 | 87,166,000 | 85,739,000 |
| Total loans | 62,403,000 | 64,520,000 | 65,271,000 | 64,253,000 |
| Allowance for loan losses | 419,000 | 434,000 | 449,000 | 466,000 |
| Securities available for sale | 10,588,000 | 13,168,000 | 13,563,000 | 13,152,000 |
| Securities held to maturity | 3,089,000 | 1,604,000 | 1,355,000 | 1,355,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,872,000 | 64,141,000 | 64,558,000 | 65,394,000 |
| Interest-bearing deposits | 57,776,000 | 56,716,000 | 57,227,000 | 57,088,000 |
| Noninterest-bearing deposits | 7,096,000 | 7,425,000 | 7,330,000 | 8,306,000 |
| Equity capital | 7,349,000 | 7,379,000 | 7,599,000 | 7,636,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,545,000 | 3,159,000 | 4,776,000 | 6,337,000 |
| Interest expense | 894,000 | 1,832,000 | 2,735,000 | 3,554,000 |
| Net interest income | 651,000 | 1,327,000 | 2,041,000 | 2,783,000 |
| Noninterest income | 180,000 | 379,000 | 553,000 | 786,000 |
| Noninterest expense | 623,000 | 1,266,000 | 1,916,000 | 2,576,000 |
| Provision for loan losses | 18,000 | 36,000 | 53,000 | 71,000 |
| Pretax income | 190,000 | 416,000 | 682,000 | 980,000 |
| Income tax | 55,000 | 136,000 | 223,000 | 326,000 |
| Net income | 135,000 | 280,000 | 459,000 | 654,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,182,000 | 7,196,000 | 7,290,000 | 7,444,000 |
| Total capital | 7,601,000 | 7,630,000 | 7,739,000 | 7,910,000 |
| Risk-weighted assets | 59,865,000 | 61,198,000 | 62,966,000 | 62,350,000 |