Call reports 2020
BANK OF LOUISIANA — 2020
What BANK OF LOUISIANA reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 53,972,000 | 58,033,000 | 55,967,000 | 53,550,000 |
| Total loans | 35,167,000 | 35,386,000 | 32,419,000 | 34,342,000 |
| Allowance for loan losses | 476,000 | 494,000 | 506,000 | 512,000 |
| Securities available for sale | 12,102,000 | 12,281,000 | 12,653,000 | 12,170,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,048,000 | 51,337,000 | 49,108,000 | 46,740,000 |
| Interest-bearing deposits | 40,881,000 | 42,682,000 | 40,254,000 | 36,700,000 |
| Noninterest-bearing deposits | 7,167,000 | 8,655,000 | 8,854,000 | 10,040,000 |
| Equity capital | 5,680,000 | 6,305,000 | 6,414,000 | 6,550,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 541,000 | 1,130,000 | 1,633,000 | 2,139,000 |
| Interest expense | 101,000 | 204,000 | 302,000 | 384,000 |
| Net interest income | 440,000 | 926,000 | 1,331,000 | 1,755,000 |
| Noninterest income | 89,000 | 162,000 | 262,000 | 360,000 |
| Noninterest expense | 509,000 | 1,016,000 | 1,467,000 | 1,807,000 |
| Provision for loan losses | 50,000 | 62,000 | 62,000 | 62,000 |
| Pretax income | -30,000 | 10,000 | 64,000 | 246,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -30,000 | 10,000 | 64,000 | 246,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,714,000 | 5,754,000 | 5,808,000 | 5,991,000 |
| Total capital | 6,190,000 | 6,246,000 | 6,272,000 | 6,471,000 |
| Risk-weighted assets | 40,583,000 | 39,390,000 | 37,109,000 | 38,392,000 |