Call reports 2007
BANK OF LOUISIANA — 2007
What BANK OF LOUISIANA reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 45,259,000 | 43,646,000 | 44,321,000 | 46,504,000 |
| Total loans | 30,892,000 | 29,510,000 | 30,331,000 | 31,759,000 |
| Allowance for loan losses | 260,000 | 267,000 | 276,000 | 390,000 |
| Securities available for sale | 4,942,000 | 5,767,000 | 7,241,000 | 7,058,000 |
| Securities held to maturity | 520,000 | 508,000 | 485,000 | 475,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,705,000 | 35,646,000 | 36,344,000 | 39,177,000 |
| Interest-bearing deposits | 32,023,000 | 30,222,000 | 30,917,000 | 32,008,000 |
| Noninterest-bearing deposits | 5,682,000 | 5,424,000 | 5,427,000 | 7,169,000 |
| Equity capital | 5,238,000 | 5,218,000 | 5,371,000 | 5,572,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 744,000 | 1,465,000 | 2,213,000 | 2,967,000 |
| Interest expense | 291,000 | 573,000 | 869,000 | 1,177,000 |
| Net interest income | 453,000 | 892,000 | 1,344,000 | 1,790,000 |
| Noninterest income | 87,000 | 184,000 | 282,000 | 368,000 |
| Noninterest expense | 375,000 | 744,000 | 1,101,000 | 1,344,000 |
| Provision for loan losses | 59,000 | 68,000 | 77,000 | 78,000 |
| Pretax income | 106,000 | 264,000 | 448,000 | 736,000 |
| Income tax | 0 | 1,000 | 2,000 | 3,000 |
| Net income | 106,000 | 263,000 | 446,000 | 733,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,277,000 | 5,293,000 | 5,358,000 | 5,539,000 |
| Total capital | 5,537,000 | 5,560,000 | 5,634,000 | 5,929,000 |
| Risk-weighted assets | 29,216,000 | 27,947,000 | 29,597,000 | 31,592,000 |