Call reports 2004
BANK OF LOUISIANA — 2004
What BANK OF LOUISIANA reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 46,770,000 | 47,548,000 | 47,610,000 | 46,915,000 |
| Total loans | 34,955,000 | 35,953,000 | 36,841,000 | 35,525,000 |
| Allowance for loan losses | 515,000 | 489,000 | 499,000 | 465,000 |
| Securities available for sale | 3,625,000 | 4,009,000 | 4,606,000 | 4,573,000 |
| Securities held to maturity | 1,430,000 | 1,215,000 | 1,142,000 | 1,104,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,670,000 | 39,478,000 | 39,629,000 | 39,134,000 |
| Interest-bearing deposits | 32,678,000 | 32,986,000 | 35,228,000 | 34,289,000 |
| Noninterest-bearing deposits | 5,992,000 | 6,492,000 | 4,401,000 | 4,845,000 |
| Equity capital | 4,315,000 | 4,302,000 | 4,433,000 | 4,519,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 596,000 | 1,195,000 | 1,844,000 | 2,480,000 |
| Interest expense | 205,000 | 403,000 | 605,000 | 803,000 |
| Net interest income | 391,000 | 792,000 | 1,239,000 | 1,677,000 |
| Noninterest income | 86,000 | 186,000 | 287,000 | 384,000 |
| Noninterest expense | 296,000 | 601,000 | 939,000 | 1,237,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 37,000 |
| Pretax income | 172,000 | 360,000 | 561,000 | 788,000 |
| Income tax | 57,000 | 131,000 | 191,000 | 257,000 |
| Net income | 115,000 | 229,000 | 370,000 | 531,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,308,000 | 4,362,000 | 4,443,000 | 4,543,000 |
| Total capital | 4,705,000 | 4,769,000 | 4,857,000 | 4,947,000 |
| Risk-weighted assets | 31,626,000 | 32,455,000 | 33,047,000 | 32,248,000 |