Call reports 2003
BANK OF LOUISIANA — 2003
What BANK OF LOUISIANA reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 45,711,000 | 45,259,000 | 45,501,000 | 44,912,000 |
| Total loans | 35,097,000 | 35,561,000 | 34,563,000 | 34,753,000 |
| Allowance for loan losses | 480,000 | 490,000 | 500,000 | 510,000 |
| Securities available for sale | 2,429,000 | 2,374,000 | 2,853,000 | 3,691,000 |
| Securities held to maturity | 2,781,000 | 2,051,000 | 1,699,000 | 1,649,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,762,000 | 37,490,000 | 37,486,000 | 37,041,000 |
| Interest-bearing deposits | 33,838,000 | 33,261,000 | 33,814,000 | 32,948,000 |
| Noninterest-bearing deposits | 3,924,000 | 4,229,000 | 3,672,000 | 4,093,000 |
| Equity capital | 4,134,000 | 4,176,000 | 4,208,000 | 4,236,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 621,000 | 1,258,000 | 1,880,000 | 2,478,000 |
| Interest expense | 256,000 | 504,000 | 734,000 | 954,000 |
| Net interest income | 365,000 | 754,000 | 1,146,000 | 1,524,000 |
| Noninterest income | 65,000 | 148,000 | 236,000 | 333,000 |
| Noninterest expense | 270,000 | 554,000 | 841,000 | 1,140,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 37,000 |
| Pretax income | 151,000 | 330,000 | 514,000 | 680,000 |
| Income tax | 39,000 | 112,000 | 189,000 | 241,000 |
| Net income | 112,000 | 218,000 | 325,000 | 439,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,125,000 | 4,172,000 | 4,218,000 | 4,253,000 |
| Total capital | 4,523,000 | 4,574,000 | 4,615,000 | 4,649,000 |
| Risk-weighted assets | 31,789,000 | 32,107,000 | 31,629,000 | 31,591,000 |