Call reports 2002
BANK OF LOUISIANA — 2002
What BANK OF LOUISIANA reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 44,330,000 | 44,574,000 | 43,238,000 | 45,239,000 |
| Total loans | 32,983,000 | 33,401,000 | 34,015,000 | 34,047,000 |
| Allowance for loan losses | 301,000 | 301,000 | 311,000 | 464,000 |
| Securities available for sale | 3,119,000 | 2,174,000 | 1,918,000 | 1,890,000 |
| Securities held to maturity | 3,619,000 | 3,919,000 | 4,041,000 | 3,290,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,340,000 | 36,802,000 | 35,627,000 | 37,141,000 |
| Interest-bearing deposits | 32,601,000 | 31,134,000 | 31,782,000 | 32,958,000 |
| Noninterest-bearing deposits | 3,739,000 | 5,668,000 | 3,845,000 | 4,183,000 |
| Equity capital | 4,037,000 | 4,085,000 | 4,122,000 | 4,089,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 670,000 | 1,328,000 | 1,973,000 | 2,613,000 |
| Interest expense | 332,000 | 644,000 | 936,000 | 1,217,000 |
| Net interest income | 338,000 | 684,000 | 1,037,000 | 1,396,000 |
| Noninterest income | 48,000 | 115,000 | 173,000 | 230,000 |
| Noninterest expense | 257,000 | 522,000 | 790,000 | 1,055,000 |
| Provision for loan losses | 0 | 5,000 | 15,000 | 159,000 |
| Pretax income | 129,000 | 273,000 | 406,000 | 413,000 |
| Income tax | 38,000 | 83,000 | 120,000 | 89,000 |
| Net income | 91,000 | 190,000 | 286,000 | 324,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,020,000 | 4,059,000 | 4,095,000 | 4,074,000 |
| Total capital | 4,321,000 | 4,360,000 | 4,406,000 | 4,459,000 |
| Risk-weighted assets | 30,286,000 | 30,406,000 | 30,716,000 | 30,751,000 |