Call reports 2026
LAKE REGION BANK — 2026
What LAKE REGION BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 151,299,000 | 152,994,000 |
| Total loans | 74,706,000 | 75,535,000 |
| Allowance for loan losses | 761,000 | 762,000 |
| Securities available for sale | 55,517,000 | 56,315,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 138,600,000 | 139,061,000 |
| Interest-bearing deposits | 90,364,000 | 92,811,000 |
| Noninterest-bearing deposits | 48,236,000 | 46,250,000 |
| Equity capital | 11,685,000 | 12,907,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,853,000 | 3,724,000 |
| Interest expense | 183,000 | 381,000 |
| Net interest income | 1,670,000 | 3,343,000 |
| Noninterest income | 519,000 | 1,120,000 |
| Noninterest expense | 1,490,000 | 2,953,000 |
| Provision for loan losses | 0 | -5,000 |
| Pretax income | 691,000 | 1,517,000 |
| Income tax | 72,000 | 135,000 |
| Net income | 619,000 | 1,382,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 15,279,000 | 16,043,000 |
| Total capital | 16,040,000 | 16,805,000 |
| Risk-weighted assets | 83,587,000 | 85,430,000 |