Call reports 2018
LAKE REGION BANK — 2018
What LAKE REGION BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 112,253,000 | 110,146,000 | 110,509,000 | 113,409,000 |
| Total loans | 58,402,000 | 60,129,000 | 59,436,000 | 58,116,000 |
| Allowance for loan losses | 424,000 | 483,000 | 466,000 | 507,000 |
| Securities available for sale | 32,036,000 | 32,313,000 | 32,972,000 | 35,005,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,564,000 | 98,208,000 | 98,494,000 | 101,427,000 |
| Interest-bearing deposits | 75,086,000 | 72,617,000 | 71,460,000 | 73,315,000 |
| Noninterest-bearing deposits | 25,478,000 | 25,591,000 | 27,034,000 | 28,112,000 |
| Equity capital | 10,057,000 | 10,371,000 | 10,432,000 | 10,484,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,068,000 | 2,174,000 | 3,249,000 | 4,435,000 |
| Interest expense | 41,000 | 87,000 | 132,000 | 181,000 |
| Net interest income | 1,027,000 | 2,087,000 | 3,117,000 | 4,254,000 |
| Noninterest income | 433,000 | 940,000 | 1,467,000 | 1,954,000 |
| Noninterest expense | 1,174,000 | 2,371,000 | 3,587,000 | 4,852,000 |
| Provision for loan losses | 60,000 | 120,000 | 170,000 | 230,000 |
| Pretax income | 230,000 | 536,000 | 826,000 | 1,122,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 228,000 | 534,000 | 824,000 | 1,120,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,560,000 | 10,866,000 | 11,157,000 | 10,877,000 |
| Total capital | 10,928,000 | 11,287,000 | 11,623,000 | 11,384,000 |
| Risk-weighted assets | 61,133,000 | 62,855,000 | 61,993,000 | 61,935,000 |