Call reports 2017
LAKE REGION BANK — 2017
What LAKE REGION BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 106,282,000 | 107,410,000 | 108,116,000 | 113,578,000 |
| Total loans | 58,947,000 | 59,905,000 | 59,777,000 | 59,930,000 |
| Allowance for loan losses | 442,000 | 229,000 | 304,000 | 364,000 |
| Securities available for sale | 30,936,000 | 31,121,000 | 32,138,000 | 32,947,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,111,000 | 95,753,000 | 96,246,000 | 101,697,000 |
| Interest-bearing deposits | 69,652,000 | 69,134,000 | 70,863,000 | 74,951,000 |
| Noninterest-bearing deposits | 25,459,000 | 26,619,000 | 25,383,000 | 26,746,000 |
| Equity capital | 9,690,000 | 9,947,000 | 10,171,000 | 10,231,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 975,000 | 1,973,000 | 3,031,000 | 4,100,000 |
| Interest expense | 41,000 | 81,000 | 121,000 | 164,000 |
| Net interest income | 934,000 | 1,892,000 | 2,910,000 | 3,936,000 |
| Noninterest income | 419,000 | 871,000 | 1,375,000 | 1,881,000 |
| Noninterest expense | 1,139,000 | 2,316,000 | 3,475,000 | 4,666,000 |
| Provision for loan losses | 80,000 | 113,000 | 188,000 | 248,000 |
| Pretax income | 104,000 | 306,000 | 594,000 | 871,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 102,000 | 304,000 | 592,000 | 869,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,818,000 | 9,767,000 | 10,055,000 | 10,332,000 |
| Total capital | 10,203,000 | 9,940,000 | 10,302,000 | 10,639,000 |
| Risk-weighted assets | 71,520,000 | 71,477,000 | 70,971,000 | 70,023,000 |