Call report 2005Q4
LAKE REGION BANK — 2005Q4
The 22 measures LAKE REGION BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 81,549,000 | USD | evidence → |
| Total loans | 55,450,000 | USD | evidence → |
| Allowance for loan losses | 397,000 | USD | evidence → |
| Securities available for sale | 19,190,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 71,634,000 | USD | evidence → |
| Interest-bearing deposits | 48,054,000 | USD | evidence → |
| Noninterest-bearing deposits | 23,580,000 | USD | evidence → |
| Equity capital | 6,600,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,670,000 | USD | evidence → |
| Interest expense | 1,059,000 | USD | evidence → |
| Net interest income | 3,611,000 | USD | evidence → |
| Noninterest income | 1,380,000 | USD | evidence → |
| Noninterest expense | 3,958,000 | USD | evidence → |
| Provision for loan losses | 90,000 | USD | evidence → |
| Pretax income | 929,000 | USD | evidence → |
| Income tax | 4,000 | USD | evidence → |
| Net income | 925,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,806,000 | USD | evidence → |
| Total capital | 7,203,000 | USD | evidence → |
| Risk-weighted assets | 59,352,000 | USD | evidence → |