Call reports 2006
BANK OF WALNUT CREEK — 2006
What BANK OF WALNUT CREEK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 |
|---|---|---|---|
| Total assets | 557,230,000 | 569,927,000 | 542,523,000 |
| Total loans | 424,550,000 | 442,511,000 | 440,804,000 |
| Allowance for loan losses | 7,511,000 | 7,428,000 | 7,584,000 |
| Securities available for sale | 90,498,000 | 78,207,000 | 69,214,000 |
| Securities held to maturity | 11,948,000 | 11,684,000 | 9,620,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 434,680,000 | 425,012,000 | 396,025,000 |
| Interest-bearing deposits | 283,667,000 | 276,867,000 | 252,529,000 |
| Noninterest-bearing deposits | 151,013,000 | 148,145,000 | 143,496,000 |
| Equity capital | 49,424,000 | 51,941,000 | 54,759,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 |
|---|---|---|---|
| Interest income | 9,707,000 | 20,253,000 | 31,074,000 |
| Interest expense | 2,420,000 | 5,332,000 | 8,357,000 |
| Net interest income | 7,287,000 | 14,921,000 | 22,717,000 |
| Noninterest income | 554,000 | 1,144,000 | 1,734,000 |
| Noninterest expense | 4,547,000 | 9,025,000 | 13,196,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 3,294,000 | 7,040,000 | 11,255,000 |
| Income tax | 1,227,000 | 2,514,000 | 4,301,000 |
| Net income | 2,067,000 | 4,526,000 | 6,954,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 |
|---|---|---|---|
| Tier 1 capital | 50,171,000 | 52,770,000 | 55,199,000 |
| Total capital | 56,244,000 | 59,144,000 | 61,443,000 |
| Risk-weighted assets | 484,341,000 | 508,761,000 | 498,099,000 |