Call reports 2002
BANK OF WALNUT CREEK — 2002
What BANK OF WALNUT CREEK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 397,536,000 | 408,484,000 | 409,536,000 | 408,645,000 |
| Total loans | 278,789,000 | 275,309,000 | 281,500,000 | 309,570,000 |
| Allowance for loan losses | 5,613,000 | 5,724,000 | 5,910,000 | 5,977,000 |
| Securities available for sale | 69,981,000 | 75,501,000 | 88,663,000 | 60,326,000 |
| Securities held to maturity | 10,014,000 | 9,882,000 | 10,959,000 | 10,815,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 344,035,000 | 352,767,000 | 347,592,000 | 342,616,000 |
| Interest-bearing deposits | 253,568,000 | 257,625,000 | 248,916,000 | 242,341,000 |
| Noninterest-bearing deposits | 90,467,000 | 95,142,000 | 98,676,000 | 100,275,000 |
| Equity capital | 37,292,000 | 38,497,000 | 39,705,000 | 40,770,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 6,627,000 | 12,873,000 | 19,123,000 | 25,418,000 |
| Interest expense | 1,381,000 | 2,652,000 | 3,895,000 | 5,006,000 |
| Net interest income | 5,246,000 | 10,221,000 | 15,228,000 | 20,412,000 |
| Noninterest income | 601,000 | 1,126,000 | 1,681,000 | 2,285,000 |
| Noninterest expense | 3,950,000 | 7,618,000 | 11,385,000 | 15,272,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,200,000 |
| Pretax income | 1,610,000 | 3,142,000 | 4,600,000 | 6,309,000 |
| Income tax | 570,000 | 1,111,000 | 1,616,000 | 2,233,000 |
| Net income | 1,040,000 | 2,031,000 | 2,984,000 | 4,076,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,816,000 | 37,806,000 | 38,759,000 | 39,916,000 |
| Total capital | 40,903,000 | 41,958,000 | 43,087,000 | 44,424,000 |
| Risk-weighted assets | 325,409,000 | 330,617,000 | 344,697,000 | 359,134,000 |