Call reports 2001
BANK OF WALNUT CREEK — 2001
What BANK OF WALNUT CREEK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 367,215,000 | 370,563,000 | 405,960,000 | 394,344,000 |
| Total loans | 260,512,000 | 270,198,000 | 273,873,000 | 281,500,000 |
| Allowance for loan losses | 5,450,000 | 5,097,000 | 4,937,000 | 5,403,000 |
| Securities available for sale | 59,475,000 | 56,938,000 | 64,436,000 | 76,717,000 |
| Securities held to maturity | 9,906,000 | 10,303,000 | 9,540,000 | 10,025,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 324,329,000 | 325,959,000 | 359,138,000 | 343,035,000 |
| Interest-bearing deposits | 238,301,000 | 236,864,000 | 262,726,000 | 253,634,000 |
| Noninterest-bearing deposits | 86,028,000 | 89,095,000 | 96,412,000 | 89,401,000 |
| Equity capital | 33,881,000 | 35,160,000 | 37,122,000 | 36,062,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 8,229,000 | 16,039,000 | 23,702,000 | 30,886,000 |
| Interest expense | 2,578,000 | 4,886,000 | 6,986,000 | 8,597,000 |
| Net interest income | 5,651,000 | 11,153,000 | 16,716,000 | 22,289,000 |
| Noninterest income | 529,000 | 1,045,000 | 1,539,000 | 2,077,000 |
| Noninterest expense | 3,580,000 | 7,591,000 | 11,084,000 | 14,805,000 |
| Provision for loan losses | 375,000 | 750,000 | 1,150,000 | 1,600,000 |
| Pretax income | 2,279,000 | 3,922,000 | 6,086,000 | 8,016,000 |
| Income tax | 850,000 | 1,441,000 | 2,220,000 | 2,933,000 |
| Net income | 1,429,000 | 2,481,000 | 3,866,000 | 5,083,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,568,000 | 34,759,000 | 36,144,000 | 35,361,000 |
| Total capital | 37,415,000 | 38,666,000 | 40,179,000 | 39,399,000 |
| Risk-weighted assets | 306,195,000 | 310,781,000 | 321,884,000 | 321,680,000 |