Call reports 2001
HOMETOWN BANK — 2001
What HOMETOWN BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 |
|---|---|
| Total assets | 59,932,000 |
| Total loans | 28,833,000 |
| Allowance for loan losses | 318,000 |
| Securities available for sale | 951,000 |
| Securities held to maturity | 15,783,000 |
| Trading assets | 0 |
| Total deposits | 53,411,000 |
| Interest-bearing deposits | 43,060,000 |
| Noninterest-bearing deposits | 10,351,000 |
| Equity capital | 5,978,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 |
|---|---|
| Interest income | 1,028,000 |
| Interest expense | 416,000 |
| Net interest income | 612,000 |
| Noninterest income | 56,000 |
| Noninterest expense | 544,000 |
| Provision for loan losses | 3,000 |
| Pretax income | 121,000 |
| Income tax | 41,000 |
| Net income | 80,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 |
|---|---|
| Tier 1 capital | 5,978,000 |
| Total capital | 6,296,000 |
| Risk-weighted assets | 28,452,000 |