Call reports 2025
FIRST STATE BANK OF SWANVILLE — 2025
What FIRST STATE BANK OF SWANVILLE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 23,840,000 | 25,490,000 | 24,733,000 | 22,955,000 |
| Total loans | 17,632,000 | 17,030,000 | 16,828,000 | 16,312,000 |
| Allowance for loan losses | 254,000 | 254,000 | 254,000 | 254,000 |
| Securities available for sale | 2,434,000 | 2,473,000 | 2,489,000 | 2,450,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,265,000 | 20,870,000 | 20,006,000 | 18,206,000 |
| Interest-bearing deposits | 10,566,000 | 11,102,000 | 10,314,000 | 9,239,000 |
| Noninterest-bearing deposits | 8,699,000 | 9,768,000 | 9,692,000 | 8,967,000 |
| Equity capital | 4,260,000 | 4,302,000 | 4,422,000 | 4,417,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 355,000 | 725,000 | 1,104,000 | 1,484,000 |
| Interest expense | 40,000 | 75,000 | 94,000 | 106,000 |
| Net interest income | 315,000 | 650,000 | 1,010,000 | 1,378,000 |
| Noninterest income | 16,000 | 55,000 | 76,000 | 98,000 |
| Noninterest expense | 238,000 | 470,000 | 744,000 | 1,147,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 93,000 | 235,000 | 342,000 | 329,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 93,000 | 235,000 | 342,000 | 329,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,316,000 | 4,326,000 | 4,433,000 | 4,419,000 |
| Total capital | 4,544,000 | 4,552,000 | 4,656,000 | 4,633,000 |
| Risk-weighted assets | 18,209,000 | 18,016,000 | 17,777,000 | 17,054,000 |