Call reports 2023
FIRST STATE BANK OF SWANVILLE — 2023
What FIRST STATE BANK OF SWANVILLE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 26,389,000 | 25,522,000 | 24,693,000 | 24,882,000 |
| Total loans | 18,757,000 | 19,218,000 | 19,177,000 | 19,278,000 |
| Allowance for loan losses | 220,000 | 245,000 | 245,000 | 241,000 |
| Securities available for sale | 3,299,000 | 3,297,000 | 3,321,000 | 2,379,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,329,000 | 21,418,000 | 20,389,000 | 20,671,000 |
| Interest-bearing deposits | 13,208,000 | 12,373,000 | 11,669,000 | 12,101,000 |
| Noninterest-bearing deposits | 9,121,000 | 9,045,000 | 8,720,000 | 8,570,000 |
| Equity capital | 3,758,000 | 3,819,000 | 3,914,000 | 3,921,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 293,000 | 587,000 | 884,000 | 1,203,000 |
| Interest expense | 7,000 | 16,000 | 31,000 | 45,000 |
| Net interest income | 286,000 | 571,000 | 853,000 | 1,158,000 |
| Noninterest income | 12,000 | 49,000 | 67,000 | 85,000 |
| Noninterest expense | 241,000 | 473,000 | 701,000 | 1,077,000 |
| Provision for loan losses | 0 | 25,000 | 25,000 | 21,000 |
| Pretax income | 57,000 | 122,000 | 194,000 | 145,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 57,000 | 122,000 | 194,000 | 145,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,945,000 | 4,010,000 | 4,082,000 | 4,033,000 |
| Total capital | 4,165,000 | 4,254,000 | 4,325,000 | 4,274,000 |
| Risk-weighted assets | 19,872,000 | 19,530,000 | 19,444,000 | 19,411,000 |