Call reports 2021
FIRST STATE BANK OF SWANVILLE — 2021
What FIRST STATE BANK OF SWANVILLE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 25,239,000 | 26,439,000 | 26,079,000 | 26,975,000 |
| Total loans | 15,735,000 | 16,466,000 | 16,500,000 | 16,650,000 |
| Allowance for loan losses | 216,000 | 214,000 | 214,000 | 197,000 |
| Securities available for sale | 1,504,000 | 1,504,000 | 1,504,000 | 3,449,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,301,000 | 22,487,000 | 22,093,000 | 23,066,000 |
| Interest-bearing deposits | 14,514,000 | 15,283,000 | 14,835,000 | 15,108,000 |
| Noninterest-bearing deposits | 6,787,000 | 7,204,000 | 7,258,000 | 7,958,000 |
| Equity capital | 3,876,000 | 3,883,000 | 3,905,000 | 3,857,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 253,000 | 494,000 | 737,000 | 976,000 |
| Interest expense | 18,000 | 34,000 | 49,000 | 63,000 |
| Net interest income | 235,000 | 460,000 | 688,000 | 913,000 |
| Noninterest income | 11,000 | 25,000 | 42,000 | 60,000 |
| Noninterest expense | 238,000 | 470,000 | 693,000 | 979,000 |
| Provision for loan losses | 13,000 | 13,000 | 13,000 | -10,000 |
| Pretax income | -5,000 | 2,000 | 24,000 | 4,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -5,000 | 2,000 | 24,000 | 4,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,876,000 | 3,883,000 | 3,905,000 | 3,829,000 |
| Total capital | 4,080,000 | 4,075,000 | 4,095,000 | 4,020,000 |
| Risk-weighted assets | 16,281,000 | 15,328,000 | 15,135,000 | 15,313,000 |