Call reports 2020
FIRST STATE BANK OF SWANVILLE — 2020
What FIRST STATE BANK OF SWANVILLE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 23,376,000 | 25,145,000 | 25,599,000 | 26,683,000 |
| Total loans | 17,707,000 | 16,781,000 | 16,011,000 | 15,534,000 |
| Allowance for loan losses | 223,000 | 217,000 | 214,000 | 203,000 |
| Securities available for sale | 453,000 | 199,000 | 203,000 | 1,594,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,374,000 | 21,116,000 | 21,625,000 | 22,715,000 |
| Interest-bearing deposits | 13,284,000 | 13,879,000 | 14,491,000 | 15,107,000 |
| Noninterest-bearing deposits | 6,090,000 | 7,237,000 | 7,134,000 | 7,608,000 |
| Equity capital | 3,958,000 | 3,976,000 | 3,911,000 | 3,909,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 285,000 | 560,000 | 821,000 | 1,066,000 |
| Interest expense | 21,000 | 43,000 | 63,000 | 82,000 |
| Net interest income | 264,000 | 517,000 | 758,000 | 984,000 |
| Noninterest income | 15,000 | 23,000 | 34,000 | 45,000 |
| Noninterest expense | 251,000 | 480,000 | 737,000 | 1,002,000 |
| Provision for loan losses | 13,000 | 25,000 | 38,000 | 30,000 |
| Pretax income | 15,000 | 35,000 | 17,000 | -3,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 15,000 | 35,000 | 17,000 | -3,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,954,000 | 3,973,000 | 3,901,000 | 3,881,000 |
| Total capital | 4,169,000 | 4,184,000 | 4,111,000 | 4,084,000 |
| Risk-weighted assets | 17,165,000 | 16,857,000 | 16,805,000 | 16,391,000 |