Call reports 2016
FIRST STATE BANK OF SWANVILLE — 2016
What FIRST STATE BANK OF SWANVILLE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 24,376,000 | 24,025,000 | 25,301,000 | 24,393,000 |
| Total loans | 17,789,000 | 16,694,000 | 16,280,000 | 16,691,000 |
| Allowance for loan losses | 187,000 | 214,000 | 202,000 | 202,000 |
| Securities available for sale | 665,000 | 667,000 | 1,310,000 | 1,261,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,584,000 | 20,263,000 | 21,517,000 | 20,632,000 |
| Interest-bearing deposits | 15,983,000 | 15,757,000 | 16,518,000 | 15,441,000 |
| Noninterest-bearing deposits | 4,601,000 | 4,506,000 | 4,999,000 | 5,191,000 |
| Equity capital | 3,747,000 | 3,738,000 | 3,748,000 | 3,717,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 285,000 | 567,000 | 836,000 | 1,093,000 |
| Interest expense | 18,000 | 34,000 | 51,000 | 68,000 |
| Net interest income | 267,000 | 533,000 | 785,000 | 1,025,000 |
| Noninterest income | 17,000 | 34,000 | 51,000 | 65,000 |
| Noninterest expense | 260,000 | 526,000 | 774,000 | 1,038,000 |
| Provision for loan losses | 30,000 | 60,000 | 60,000 | 60,000 |
| Pretax income | -6,000 | -19,000 | 2,000 | -8,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -6,000 | -19,000 | 2,000 | -8,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,681,000 | 3,668,000 | 3,689,000 | 3,679,000 |
| Total capital | 3,868,000 | 3,880,000 | 3,891,000 | 3,881,000 |
| Risk-weighted assets | 17,823,000 | 16,919,000 | 16,826,000 | 16,999,000 |