Call reports 2015
FIRST STATE BANK OF SWANVILLE — 2015
What FIRST STATE BANK OF SWANVILLE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 27,869,000 | 26,615,000 | 25,677,000 | 25,479,000 |
| Total loans | 18,921,000 | 19,602,000 | 18,882,000 | 18,540,000 |
| Allowance for loan losses | 317,000 | 322,000 | 354,000 | 323,000 |
| Securities available for sale | 1,419,000 | 1,411,000 | 714,000 | 691,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,948,000 | 22,873,000 | 21,908,000 | 21,679,000 |
| Interest-bearing deposits | 18,472,000 | 17,734,000 | 17,492,000 | 16,967,000 |
| Noninterest-bearing deposits | 5,476,000 | 5,139,000 | 4,416,000 | 4,712,000 |
| Equity capital | 3,867,000 | 3,700,000 | 3,717,000 | 3,757,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 318,000 | 632,000 | 937,000 | 1,241,000 |
| Interest expense | 21,000 | 41,000 | 60,000 | 78,000 |
| Net interest income | 297,000 | 591,000 | 877,000 | 1,163,000 |
| Noninterest income | 26,000 | -111,000 | -84,000 | -44,000 |
| Noninterest expense | 244,000 | 548,000 | 810,000 | 1,070,000 |
| Provision for loan losses | 15,000 | 30,000 | 60,000 | 90,000 |
| Pretax income | 64,000 | -98,000 | -77,000 | -41,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 614,000 | 452,000 | 473,000 | 509,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,792,000 | 3,630,000 | 3,651,000 | 3,687,000 |
| Total capital | 4,039,000 | 3,878,000 | 3,890,000 | 3,918,000 |
| Risk-weighted assets | 19,718,000 | 19,764,000 | 18,991,000 | 18,423,000 |