Call reports 2014
FIRST STATE BANK OF SWANVILLE — 2014
What FIRST STATE BANK OF SWANVILLE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 27,652,000 | 27,191,000 | 27,090,000 | 27,040,000 |
| Total loans | 18,861,000 | 18,251,000 | 18,106,000 | 18,713,000 |
| Allowance for loan losses | 341,000 | 350,000 | 281,000 | 300,000 |
| Securities available for sale | 1,992,000 | 1,887,000 | 1,852,000 | 1,807,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,410,000 | 23,928,000 | 23,803,000 | 23,734,000 |
| Interest-bearing deposits | 20,241,000 | 19,949,000 | 19,387,000 | 18,446,000 |
| Noninterest-bearing deposits | 4,169,000 | 3,979,000 | 4,416,000 | 5,288,000 |
| Equity capital | 3,186,000 | 3,210,000 | 3,225,000 | 3,248,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 377,000 | 709,000 | 1,026,000 | 1,344,000 |
| Interest expense | 37,000 | 66,000 | 93,000 | 117,000 |
| Net interest income | 340,000 | 643,000 | 933,000 | 1,227,000 |
| Noninterest income | 39,000 | 75,000 | 112,000 | 148,000 |
| Noninterest expense | 285,000 | 582,000 | 884,000 | 1,168,000 |
| Provision for loan losses | 5,000 | 20,000 | 35,000 | 50,000 |
| Pretax income | 89,000 | 116,000 | 126,000 | 157,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 89,000 | 116,000 | 126,000 | 157,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,110,000 | 3,137,000 | 3,147,000 | 3,178,000 |
| Total capital | 3,366,000 | 3,390,000 | 3,393,000 | 3,426,000 |
| Risk-weighted assets | 20,374,000 | 20,123,000 | 19,607,000 | 19,767,000 |