Call reports 2013
FIRST STATE BANK OF SWANVILLE — 2013
What FIRST STATE BANK OF SWANVILLE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 29,786,000 | 28,487,000 | 28,724,000 | 29,682,000 |
| Total loans | 19,125,000 | 19,904,000 | 20,196,000 | 19,399,000 |
| Allowance for loan losses | 300,000 | 314,000 | 326,000 | 331,000 |
| Securities available for sale | 1,996,000 | 1,893,000 | 2,012,000 | 1,987,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,462,000 | 25,268,000 | 25,491,000 | 26,555,000 |
| Interest-bearing deposits | 21,951,000 | 21,480,000 | 21,457,000 | 21,934,000 |
| Noninterest-bearing deposits | 4,511,000 | 3,788,000 | 4,034,000 | 4,621,000 |
| Equity capital | 3,277,000 | 3,173,000 | 3,177,000 | 3,070,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 325,000 | 666,000 | 987,000 | 1,316,000 |
| Interest expense | 52,000 | 100,000 | 141,000 | 182,000 |
| Net interest income | 273,000 | 566,000 | 846,000 | 1,134,000 |
| Noninterest income | 44,000 | 22,000 | 58,000 | 89,000 |
| Noninterest expense | 327,000 | 635,000 | 935,000 | 1,358,000 |
| Provision for loan losses | 0 | 16,000 | 24,000 | 24,000 |
| Pretax income | -10,000 | -63,000 | -55,000 | -159,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -10,000 | -63,000 | -55,000 | -159,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,170,000 | 3,117,000 | 3,125,000 | 3,021,000 |
| Total capital | 3,445,000 | 3,393,000 | 3,401,000 | 3,291,000 |
| Risk-weighted assets | 21,971,000 | 22,012,000 | 22,049,000 | 21,568,000 |