Call reports 2012
FIRST STATE BANK OF SWANVILLE — 2012
What FIRST STATE BANK OF SWANVILLE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 27,668,000 | 28,928,000 | 28,504,000 | 30,257,000 |
| Total loans | 19,317,000 | 19,367,000 | 19,548,000 | 18,987,000 |
| Allowance for loan losses | 585,000 | 386,000 | 386,000 | 333,000 |
| Securities available for sale | 1,535,000 | 1,441,000 | 1,685,000 | 2,033,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,358,000 | 25,602,000 | 25,160,000 | 26,902,000 |
| Interest-bearing deposits | 20,559,000 | 21,872,000 | 21,777,000 | 22,732,000 |
| Noninterest-bearing deposits | 3,799,000 | 3,730,000 | 3,383,000 | 4,170,000 |
| Equity capital | 3,251,000 | 3,261,000 | 3,282,000 | 3,282,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 332,000 | 657,000 | 992,000 | 1,326,000 |
| Interest expense | 51,000 | 111,000 | 170,000 | 226,000 |
| Net interest income | 281,000 | 546,000 | 822,000 | 1,100,000 |
| Noninterest income | 47,000 | 84,000 | 142,000 | 199,000 |
| Noninterest expense | 311,000 | 611,000 | 925,000 | 1,260,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 17,000 | 19,000 | 39,000 | 39,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 17,000 | 19,000 | 39,000 | 39,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,158,000 | 3,160,000 | 3,180,000 | 3,180,000 |
| Total capital | 3,431,000 | 3,434,000 | 3,453,000 | 3,453,000 |
| Risk-weighted assets | 21,516,000 | 21,795,000 | 21,758,000 | 21,798,000 |