Call reports 2011
FIRST STATE BANK OF SWANVILLE — 2011
What FIRST STATE BANK OF SWANVILLE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 26,924,000 | 27,169,000 | 26,784,000 | 26,338,000 |
| Total loans | 20,908,000 | 20,522,000 | 20,094,000 | 19,523,000 |
| Allowance for loan losses | 420,000 | 452,000 | 397,000 | 685,000 |
| Securities available for sale | 2,794,000 | 2,467,000 | 2,577,000 | 2,270,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,526,000 | 23,745,000 | 23,299,000 | 23,031,000 |
| Interest-bearing deposits | 20,220,000 | 20,222,000 | 19,867,000 | 19,274,000 |
| Noninterest-bearing deposits | 3,306,000 | 3,523,000 | 3,432,000 | 3,757,000 |
| Equity capital | 3,277,000 | 3,257,000 | 3,387,000 | 3,221,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 363,000 | 715,000 | 1,064,000 | 1,427,000 |
| Interest expense | 67,000 | 124,000 | 180,000 | 232,000 |
| Net interest income | 296,000 | 591,000 | 884,000 | 1,195,000 |
| Noninterest income | 49,000 | 103,000 | 178,000 | 300,000 |
| Noninterest expense | 310,000 | 619,000 | 929,000 | 1,193,000 |
| Provision for loan losses | 0 | 79,000 | 20,000 | 371,000 |
| Pretax income | 49,000 | 10,000 | 128,000 | -54,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 49,000 | 10,000 | 128,000 | -54,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,244,000 | 3,205,000 | 3,323,000 | 3,141,000 |
| Total capital | 3,533,000 | 3,492,000 | 3,599,000 | 3,413,000 |
| Risk-weighted assets | 23,004,000 | 22,757,000 | 21,944,000 | 21,311,000 |