Call reports 2010
FIRST STATE BANK OF SWANVILLE — 2010
What FIRST STATE BANK OF SWANVILLE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 26,331,000 | 27,543,000 | 27,939,000 | 27,425,000 |
| Total loans | 20,509,000 | 21,400,000 | 21,505,000 | 21,197,000 |
| Allowance for loan losses | 391,000 | 391,000 | 464,000 | 464,000 |
| Securities available for sale | 2,811,000 | 2,613,000 | 2,331,000 | 2,803,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,536,000 | 24,188,000 | 24,538,000 | 24,061,000 |
| Interest-bearing deposits | 18,976,000 | 20,837,000 | 21,143,000 | 20,547,000 |
| Noninterest-bearing deposits | 3,560,000 | 3,351,000 | 3,395,000 | 3,514,000 |
| Equity capital | 3,219,000 | 3,289,000 | 3,235,000 | 3,206,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 355,000 | 729,000 | 1,086,000 | 1,466,000 |
| Interest expense | 84,000 | 165,000 | 245,000 | 319,000 |
| Net interest income | 271,000 | 564,000 | 841,000 | 1,147,000 |
| Noninterest income | 43,000 | 106,000 | 144,000 | 196,000 |
| Noninterest expense | 306,000 | 598,000 | 915,000 | 1,250,000 |
| Provision for loan losses | 0 | 0 | 82,000 | 82,000 |
| Pretax income | 8,000 | 72,000 | -12,000 | 11,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 8,000 | 72,000 | -12,000 | 11,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,200,000 | 3,264,000 | 3,180,000 | 3,203,000 |
| Total capital | 3,481,000 | 3,556,000 | 3,478,000 | 3,497,000 |
| Risk-weighted assets | 22,349,000 | 23,290,000 | 23,703,000 | 23,316,000 |