Call reports 2009
FIRST STATE BANK OF SWANVILLE — 2009
What FIRST STATE BANK OF SWANVILLE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 24,243,000 | 25,824,000 | 27,001,000 | 26,595,000 |
| Total loans | 18,534,000 | 19,810,000 | 20,274,000 | 20,630,000 |
| Allowance for loan losses | 311,000 | 311,000 | 421,000 | 421,000 |
| Securities available for sale | 3,954,000 | 3,063,000 | 3,129,000 | 2,968,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,925,000 | 22,459,000 | 23,668,000 | 23,154,000 |
| Interest-bearing deposits | 17,760,000 | 19,483,000 | 20,196,000 | 19,260,000 |
| Noninterest-bearing deposits | 3,165,000 | 2,976,000 | 3,472,000 | 3,894,000 |
| Equity capital | 3,219,000 | 3,268,000 | 3,235,000 | 3,218,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 347,000 | 718,000 | 1,087,000 | 1,464,000 |
| Interest expense | 102,000 | 197,000 | 292,000 | 381,000 |
| Net interest income | 245,000 | 521,000 | 795,000 | 1,083,000 |
| Noninterest income | 41,000 | 85,000 | 132,000 | 174,000 |
| Noninterest expense | 290,000 | 575,000 | 893,000 | 1,207,000 |
| Provision for loan losses | 0 | 0 | 110,000 | 110,000 |
| Pretax income | -2,000 | 32,000 | -164,000 | -148,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -2,000 | 32,000 | -164,000 | -148,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,338,000 | 3,372,000 | 3,176,000 | 3,192,000 |
| Total capital | 3,593,000 | 3,640,000 | 3,448,000 | 3,471,000 |
| Risk-weighted assets | 20,316,000 | 21,412,000 | 21,623,000 | 22,175,000 |