Call reports 2008
FIRST STATE BANK OF SWANVILLE — 2008
What FIRST STATE BANK OF SWANVILLE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 24,583,000 | 24,853,000 | 24,758,000 | 26,416,000 |
| Total loans | 16,655,000 | 17,890,000 | 17,805,000 | 18,147,000 |
| Allowance for loan losses | 311,000 | 311,000 | 311,000 | 311,000 |
| Securities available for sale | 5,807,000 | 4,823,000 | 4,753,000 | 4,402,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,139,000 | 21,352,000 | 21,031,000 | 23,060,000 |
| Interest-bearing deposits | 17,680,000 | 17,617,000 | 17,805,000 | 18,722,000 |
| Noninterest-bearing deposits | 3,459,000 | 3,735,000 | 3,226,000 | 4,338,000 |
| Equity capital | 3,281,000 | 3,232,000 | 3,210,000 | 3,238,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 402,000 | 784,000 | 1,173,000 | 1,560,000 |
| Interest expense | 154,000 | 282,000 | 401,000 | 523,000 |
| Net interest income | 248,000 | 502,000 | 772,000 | 1,037,000 |
| Noninterest income | 31,000 | 67,000 | 110,000 | 150,000 |
| Noninterest expense | 274,000 | 534,000 | 803,000 | 1,086,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 8,000 | 40,000 | 84,000 | 106,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 8,000 | 40,000 | 84,000 | 106,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,303,000 | 3,335,000 | 3,379,000 | 3,401,000 |
| Total capital | 3,542,000 | 3,585,000 | 3,633,000 | 3,659,000 |
| Risk-weighted assets | 19,058,000 | 19,951,000 | 20,231,000 | 20,549,000 |