Call reports 2007
FIRST STATE BANK OF SWANVILLE — 2007
What FIRST STATE BANK OF SWANVILLE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 25,462,000 | 25,955,000 | 25,417,000 | 26,591,000 |
| Total loans | 16,107,000 | 17,200,000 | 16,173,000 | 15,813,000 |
| Allowance for loan losses | 306,000 | 308,000 | 311,000 | 311,000 |
| Securities available for sale | 5,563,000 | 6,469,000 | 6,323,000 | 6,101,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,031,000 | 22,559,000 | 21,860,000 | 23,047,000 |
| Interest-bearing deposits | 18,349,000 | 18,850,000 | 18,144,000 | 18,598,000 |
| Noninterest-bearing deposits | 3,682,000 | 3,709,000 | 3,716,000 | 4,449,000 |
| Equity capital | 3,235,000 | 3,241,000 | 3,342,000 | 3,370,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 445,000 | 896,000 | 1,354,000 | 1,792,000 |
| Interest expense | 169,000 | 341,000 | 520,000 | 689,000 |
| Net interest income | 276,000 | 555,000 | 834,000 | 1,103,000 |
| Noninterest income | 32,000 | 71,000 | 106,000 | 144,000 |
| Noninterest expense | 262,000 | 533,000 | 809,000 | 1,120,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 46,000 | 95,000 | 133,000 | 129,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 46,000 | 95,000 | 133,000 | 129,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,296,000 | 3,345,000 | 3,383,000 | 3,379,000 |
| Total capital | 3,531,000 | 3,591,000 | 3,613,000 | 3,607,000 |
| Risk-weighted assets | 18,703,000 | 19,596,000 | 18,337,000 | 18,171,000 |