Call reports 2006
FIRST STATE BANK OF SWANVILLE — 2006
What FIRST STATE BANK OF SWANVILLE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 24,931,000 | 25,722,000 | 25,835,000 | 26,353,000 |
| Total loans | 17,483,000 | 18,073,000 | 17,043,000 | 15,678,000 |
| Allowance for loan losses | 303,000 | 306,000 | 304,000 | 304,000 |
| Securities available for sale | 5,643,000 | 5,584,000 | 5,698,000 | 5,810,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,745,000 | 22,176,000 | 22,418,000 | 22,902,000 |
| Interest-bearing deposits | 18,111,000 | 18,423,000 | 18,801,000 | 18,953,000 |
| Noninterest-bearing deposits | 3,634,000 | 3,753,000 | 3,617,000 | 3,949,000 |
| Equity capital | 3,070,000 | 3,050,000 | 3,228,000 | 3,278,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 427,000 | 863,000 | 1,323,000 | 1,785,000 |
| Interest expense | 126,000 | 271,000 | 433,000 | 602,000 |
| Net interest income | 301,000 | 592,000 | 890,000 | 1,183,000 |
| Noninterest income | 55,000 | 164,000 | 203,000 | 233,000 |
| Noninterest expense | 297,000 | 664,000 | 941,000 | 1,237,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 59,000 | 92,000 | 152,000 | 174,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 59,000 | 92,000 | 152,000 | 174,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,243,000 | 3,276,000 | 3,336,000 | 3,358,000 |
| Total capital | 3,495,000 | 3,536,000 | 3,580,000 | 3,590,000 |
| Risk-weighted assets | 20,139,000 | 20,764,000 | 19,426,000 | 18,459,000 |