Call reports 2005
FIRST STATE BANK OF SWANVILLE — 2005
What FIRST STATE BANK OF SWANVILLE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 23,584,000 | 23,389,000 | 24,799,000 | 25,205,000 |
| Total loans | 15,346,000 | 15,131,000 | 16,299,000 | 17,381,000 |
| Allowance for loan losses | 292,000 | 300,000 | 304,000 | 303,000 |
| Securities available for sale | 5,809,000 | 5,698,000 | 5,830,000 | 5,996,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,569,000 | 20,257,000 | 21,552,000 | 21,966,000 |
| Interest-bearing deposits | 17,034,000 | 16,780,000 | 18,099,000 | 18,251,000 |
| Noninterest-bearing deposits | 3,535,000 | 3,477,000 | 3,453,000 | 3,715,000 |
| Equity capital | 2,907,000 | 2,976,000 | 3,071,000 | 3,115,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 356,000 | 719,000 | 1,122,000 | 1,568,000 |
| Interest expense | 79,000 | 169,000 | 271,000 | 389,000 |
| Net interest income | 277,000 | 550,000 | 851,000 | 1,179,000 |
| Noninterest income | 28,000 | 60,000 | 101,000 | 150,000 |
| Noninterest expense | 298,000 | 589,000 | 867,000 | 1,154,000 |
| Provision for loan losses | 6,000 | 10,000 | 10,000 | 10,000 |
| Pretax income | 12,000 | 17,000 | 81,000 | 171,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 12,000 | 17,000 | 81,000 | 171,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,125,000 | 3,136,000 | 3,200,000 | 3,290,000 |
| Total capital | 3,359,000 | 3,368,000 | 3,447,000 | 3,542,000 |
| Risk-weighted assets | 18,696,000 | 18,479,000 | 19,715,000 | 20,145,000 |