Call reports 2004
FIRST STATE BANK OF SWANVILLE — 2004
What FIRST STATE BANK OF SWANVILLE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 24,063,000 | 23,815,000 | 24,106,000 | 24,668,000 |
| Total loans | 14,421,000 | 13,968,000 | 14,526,000 | 14,615,000 |
| Allowance for loan losses | 281,000 | 287,000 | 286,000 | 295,000 |
| Securities available for sale | 5,890,000 | 6,517,000 | 6,325,000 | 6,394,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,750,000 | 20,699,000 | 20,925,000 | 21,443,000 |
| Interest-bearing deposits | 17,232,000 | 16,909,000 | 17,300,000 | 17,369,000 |
| Noninterest-bearing deposits | 3,518,000 | 3,790,000 | 3,625,000 | 4,074,000 |
| Equity capital | 3,175,000 | 3,049,000 | 3,082,000 | 3,102,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 364,000 | 722,000 | 1,076,000 | 1,421,000 |
| Interest expense | 62,000 | 122,000 | 187,000 | 258,000 |
| Net interest income | 302,000 | 600,000 | 889,000 | 1,163,000 |
| Noninterest income | 42,000 | 84,000 | 124,000 | 255,000 |
| Noninterest expense | 314,000 | 614,000 | 911,000 | 1,225,000 |
| Provision for loan losses | 4,000 | 10,000 | 16,000 | 22,000 |
| Pretax income | 34,000 | 83,000 | 109,000 | 195,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 34,000 | 83,000 | 109,000 | 195,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,052,000 | 3,101,000 | 3,128,000 | 3,214,000 |
| Total capital | 3,277,000 | 3,321,000 | 3,356,000 | 3,444,000 |
| Risk-weighted assets | 17,946,000 | 17,522,000 | 18,188,000 | 18,337,000 |