Call reports 2003
FIRST STATE BANK OF SWANVILLE — 2003
What FIRST STATE BANK OF SWANVILLE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 24,933,000 | 24,539,000 | 24,441,000 | 23,992,000 |
| Total loans | 16,795,000 | 16,367,000 | 15,777,000 | 14,856,000 |
| Allowance for loan losses | 267,000 | 237,000 | 221,000 | 500,000 |
| Securities available for sale | 4,865,000 | 4,669,000 | 5,597,000 | 6,038,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,399,000 | 20,904,000 | 20,337,000 | 20,694,000 |
| Interest-bearing deposits | 18,158,000 | 17,764,000 | 17,114,000 | 17,242,000 |
| Noninterest-bearing deposits | 3,241,000 | 3,140,000 | 3,223,000 | 3,452,000 |
| Equity capital | 3,386,000 | 3,460,000 | 3,460,000 | 3,168,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 391,000 | 793,000 | 1,178,000 | 1,551,000 |
| Interest expense | 91,000 | 175,000 | 252,000 | 320,000 |
| Net interest income | 300,000 | 618,000 | 926,000 | 1,231,000 |
| Noninterest income | 42,000 | 72,000 | 105,000 | 167,000 |
| Noninterest expense | 320,000 | 612,000 | 897,000 | 1,225,000 |
| Provision for loan losses | 0 | 0 | 0 | 279,000 |
| Pretax income | 21,000 | 79,000 | 135,000 | -102,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 21,000 | 79,000 | 135,000 | -102,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,232,000 | 3,291,000 | 3,347,000 | 3,110,000 |
| Total capital | 3,484,000 | 3,528,000 | 3,568,000 | 3,341,000 |
| Risk-weighted assets | 20,184,000 | 19,628,000 | 19,405,000 | 18,195,000 |