Call reports 2002
FIRST STATE BANK OF SWANVILLE — 2002
What FIRST STATE BANK OF SWANVILLE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 25,922,000 | 26,267,000 | 26,271,000 | 24,781,000 |
| Total loans | 15,592,000 | 17,062,000 | 16,634,000 | 16,921,000 |
| Allowance for loan losses | 286,000 | 284,000 | 275,000 | 267,000 |
| Securities available for sale | 6,557,000 | 6,534,000 | 6,142,000 | 5,204,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,427,000 | 22,653,000 | 22,530,000 | 21,054,000 |
| Interest-bearing deposits | 18,537,000 | 18,566,000 | 18,328,000 | 18,133,000 |
| Noninterest-bearing deposits | 3,890,000 | 4,087,000 | 4,202,000 | 2,921,000 |
| Equity capital | 3,231,000 | 3,397,000 | 3,498,000 | 3,470,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 448,000 | 891,000 | 1,331,000 | 1,745,000 |
| Interest expense | 144,000 | 273,000 | 390,000 | 495,000 |
| Net interest income | 304,000 | 618,000 | 941,000 | 1,250,000 |
| Noninterest income | 39,000 | 76,000 | 129,000 | 176,000 |
| Noninterest expense | 301,000 | 596,000 | 900,000 | 1,225,000 |
| Provision for loan losses | 5,000 | 5,000 | 5,000 | 5,000 |
| Pretax income | 37,000 | 102,000 | 180,000 | 211,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 37,000 | 102,000 | 180,000 | 211,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,135,000 | 3,204,000 | 3,283,000 | 3,318,000 |
| Total capital | 3,392,000 | 3,460,000 | 3,535,000 | 3,570,000 |
| Risk-weighted assets | 20,549,000 | 20,413,000 | 20,138,000 | 20,137,000 |