Call reports 2001
FIRST STATE BANK OF SWANVILLE — 2001
What FIRST STATE BANK OF SWANVILLE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 26,180,000 | 25,638,000 | 26,221,000 | 26,334,000 |
| Total loans | 17,335,000 | 16,532,000 | 15,693,000 | 16,411,000 |
| Allowance for loan losses | 366,000 | 262,000 | 269,000 | 273,000 |
| Securities available for sale | 6,670,000 | 6,200,000 | 5,494,000 | 6,308,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,757,000 | 22,180,000 | 22,731,000 | 22,775,000 |
| Interest-bearing deposits | 19,346,000 | 18,505,000 | 18,581,000 | 18,320,000 |
| Noninterest-bearing deposits | 3,411,000 | 3,675,000 | 4,150,000 | 4,455,000 |
| Equity capital | 3,200,000 | 3,165,000 | 3,243,000 | 3,222,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 554,000 | 1,108,000 | 1,612,000 | 2,090,000 |
| Interest expense | 248,000 | 480,000 | 685,000 | 857,000 |
| Net interest income | 306,000 | 628,000 | 927,000 | 1,233,000 |
| Noninterest income | 34,000 | 64,000 | 99,000 | 148,000 |
| Noninterest expense | 319,000 | 697,000 | 983,000 | 1,304,000 |
| Provision for loan losses | 68,000 | 76,000 | 83,000 | 91,000 |
| Pretax income | -44,000 | -75,000 | -27,000 | 0 |
| Income tax | 0 | 0 | 28,000 | 28,000 |
| Net income | -44,000 | -75,000 | -55,000 | -28,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,075,000 | 3,047,000 | 3,068,000 | 3,096,000 |
| Total capital | 3,321,000 | 3,299,000 | 3,327,000 | 3,360,000 |
| Risk-weighted assets | 19,596,000 | 20,159,000 | 20,693,000 | 21,081,000 |