Call reports 2014
OMNIAMERICAN BANK — 2014
What OMNIAMERICAN BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Total assets | 1,392,176,000 | 1,379,327,000 | 1,338,340,000 |
| Total loans | 803,595,000 | 791,340,000 | 776,029,000 |
| Allowance for loan losses | 6,468,000 | 6,388,000 | 6,248,000 |
| Securities available for sale | 464,844,000 | 457,956,000 | 440,675,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 846,129,000 | 837,305,000 | 814,511,000 |
| Interest-bearing deposits | 771,638,000 | 757,313,000 | 747,749,000 |
| Noninterest-bearing deposits | 74,491,000 | 79,992,000 | 66,762,000 |
| Equity capital | 193,611,000 | 198,857,000 | 200,407,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Interest income | 11,957,000 | 23,678,000 | 35,368,000 |
| Interest expense | 1,791,000 | 3,509,000 | 5,197,000 |
| Net interest income | 10,166,000 | 20,169,000 | 30,171,000 |
| Noninterest income | 2,876,000 | 6,103,000 | 9,288,000 |
| Noninterest expense | 9,908,000 | 20,105,000 | 29,760,000 |
| Provision for loan losses | 650,000 | 1,375,000 | 1,925,000 |
| Pretax income | 2,743,000 | 5,399,000 | 8,381,000 |
| Income tax | 880,000 | 1,761,000 | 2,516,000 |
| Net income | 1,863,000 | 3,638,000 | 5,865,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Tier 1 capital | 191,563,000 | 194,081,000 | 197,083,000 |
| Total capital | 198,506,000 | 201,049,000 | 203,899,000 |
| Risk-weighted assets | 887,992,000 | 881,996,000 | 857,706,000 |