Call reports 2013
OMNIAMERICAN BANK — 2013
What OMNIAMERICAN BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,276,643,000 | 1,315,749,000 | 1,448,455,000 | 1,391,433,000 |
| Total loans | 749,517,000 | 808,484,000 | 870,685,000 | 832,834,000 |
| Allowance for loan losses | 6,922,000 | 7,082,000 | 6,690,000 | 6,445,000 |
| Securities available for sale | 401,225,000 | 376,413,000 | 452,500,000 | 430,775,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 839,466,000 | 833,539,000 | 817,601,000 | 825,344,000 |
| Interest-bearing deposits | 782,250,000 | 769,071,000 | 759,555,000 | 764,563,000 |
| Noninterest-bearing deposits | 57,216,000 | 64,468,000 | 58,046,000 | 60,781,000 |
| Equity capital | 188,329,000 | 184,668,000 | 188,693,000 | 189,704,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 11,190,000 | 22,703,000 | 36,314,000 | 48,837,000 |
| Interest expense | 2,152,000 | 4,176,000 | 6,075,000 | 7,927,000 |
| Net interest income | 9,038,000 | 18,527,000 | 30,239,000 | 40,910,000 |
| Noninterest income | 3,895,000 | 7,020,000 | 10,352,000 | 13,489,000 |
| Noninterest expense | 10,688,000 | 20,712,000 | 31,782,000 | 42,169,000 |
| Provision for loan losses | 500,000 | 1,600,000 | 1,800,000 | 2,250,000 |
| Pretax income | 3,447,000 | 4,937,000 | 8,710,000 | 11,682,000 |
| Income tax | 1,231,000 | 1,729,000 | 3,002,000 | 3,982,000 |
| Net income | 2,216,000 | 3,208,000 | 5,708,000 | 7,700,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 181,262,000 | 182,826,000 | 186,516,000 | 189,223,000 |
| Total capital | 188,555,000 | 190,197,000 | 193,657,000 | 196,115,000 |
| Risk-weighted assets | 818,279,000 | 870,703,000 | 947,883,000 | 911,967,000 |