Call reports 2012
OMNIAMERICAN BANK — 2012
What OMNIAMERICAN BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,365,323,000 | 1,343,578,000 | 1,282,091,000 | 1,257,427,000 |
| Total loans | 719,447,000 | 755,189,000 | 742,962,000 | 751,000,000 |
| Allowance for loan losses | 7,733,000 | 7,156,000 | 7,312,000 | 6,900,000 |
| Securities available for sale | 529,458,000 | 468,038,000 | 400,254,000 | 383,909,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 843,758,000 | 825,890,000 | 818,804,000 | 827,859,000 |
| Interest-bearing deposits | 799,117,000 | 782,470,000 | 773,844,000 | 778,209,000 |
| Noninterest-bearing deposits | 44,641,000 | 43,420,000 | 44,960,000 | 49,650,000 |
| Equity capital | 181,579,000 | 183,914,000 | 186,783,000 | 187,700,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 13,161,000 | 26,181,000 | 38,786,000 | 50,477,000 |
| Interest expense | 3,150,000 | 6,246,000 | 8,832,000 | 11,138,000 |
| Net interest income | 10,011,000 | 19,935,000 | 29,954,000 | 39,339,000 |
| Noninterest income | 3,331,000 | 5,626,000 | 9,329,000 | 13,162,000 |
| Noninterest expense | 10,431,000 | 20,229,000 | 30,327,000 | 41,221,000 |
| Provision for loan losses | 1,400,000 | 1,400,000 | 1,950,000 | 1,950,000 |
| Pretax income | 1,511,000 | 4,030,000 | 7,866,000 | 10,190,000 |
| Income tax | 489,000 | 1,300,000 | 2,572,000 | 3,427,000 |
| Net income | 1,022,000 | 2,730,000 | 5,294,000 | 6,763,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 171,233,000 | 174,222,000 | 176,262,000 | 178,557,000 |
| Total capital | 179,361,000 | 181,817,000 | 183,977,000 | 185,856,000 |
| Risk-weighted assets | 784,753,000 | 814,551,000 | 793,225,000 | 800,041,000 |