Call reports 2001
CENTURY SOUTH BANK OF DAHLONEGA — 2001
What CENTURY SOUTH BANK OF DAHLONEGA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Total assets | 148,450,000 | 161,231,000 | 139,896,000 |
| Total loans | 99,619,000 | 101,146,000 | 96,449,000 |
| Allowance for loan losses | 1,460,000 | 1,494,000 | 1,542,000 |
| Securities available for sale | 22,029,000 | 42,580,000 | 31,733,000 |
| Securities held to maturity | 2,090,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 116,072,000 | 118,611,000 | 112,005,000 |
| Interest-bearing deposits | 101,881,000 | 104,307,000 | 98,210,000 |
| Noninterest-bearing deposits | 14,191,000 | 14,304,000 | 13,795,000 |
| Equity capital | 14,327,000 | 13,916,000 | 14,927,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Interest income | 3,001,000 | 5,834,000 | 8,541,000 |
| Interest expense | 1,445,000 | 2,848,000 | 4,130,000 |
| Net interest income | 1,556,000 | 2,986,000 | 4,411,000 |
| Noninterest income | 446,000 | 374,000 | 791,000 |
| Noninterest expense | 1,065,000 | 3,030,000 | 3,696,000 |
| Provision for loan losses | 77,000 | 336,000 | 394,000 |
| Pretax income | 860,000 | -6,000 | 1,138,000 |
| Income tax | 300,000 | -81,000 | 322,000 |
| Net income | 560,000 | 75,000 | 816,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Tier 1 capital | 14,110,000 | 13,626,000 | 14,367,000 |
| Total capital | 15,364,000 | 14,956,000 | 15,548,000 |
| Risk-weighted assets | 100,311,000 | 105,669,000 | 94,121,000 |