Call reports 2010
CRESCENT BANK AND TRUST COMPANY — 2010
What CRESCENT BANK AND TRUST COMPANY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 |
|---|---|---|
| Total assets | 1,011,537,000 | 970,235,000 |
| Total loans | 708,282,000 | 649,858,000 |
| Allowance for loan losses | 26,674,000 | 12,186,000 |
| Securities available for sale | 23,962,000 | 21,616,000 |
| Securities held to maturity | 4,089,000 | 3,556,000 |
| Trading assets | 0 | 0 |
| Total deposits | 965,694,000 | 932,809,000 |
| Interest-bearing deposits | 927,757,000 | 895,714,000 |
| Noninterest-bearing deposits | 37,937,000 | 37,095,000 |
| Equity capital | 12,331,000 | 6,712,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 |
|---|---|---|
| Interest income | 10,108,000 | 18,243,000 |
| Interest expense | 5,926,000 | 11,586,000 |
| Net interest income | 4,182,000 | 6,657,000 |
| Noninterest income | 918,000 | 1,699,000 |
| Noninterest expense | 6,740,000 | 15,786,000 |
| Provision for loan losses | 11,600,000 | 11,600,000 |
| Pretax income | -13,240,000 | -19,030,000 |
| Income tax | 0 | 0 |
| Net income | -13,240,000 | -19,030,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 |
|---|---|---|
| Tier 1 capital | 11,788,000 | 6,013,000 |
| Total capital | 21,693,000 | 12,026,000 |
| Risk-weighted assets | 775,615,000 | 759,766,000 |