Call reports 2002
CRESCENT BANK AND TRUST COMPANY — 2002
What CRESCENT BANK AND TRUST COMPANY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 272,711,000 | 275,591,000 | 291,210,000 | 341,607,000 |
| Total loans | 225,115,000 | 214,887,000 | 219,478,000 | 279,329,000 |
| Allowance for loan losses | 1,762,000 | 1,976,000 | 2,206,000 | 2,548,000 |
| Securities available for sale | 9,108,000 | 9,909,000 | 9,653,000 | 10,279,000 |
| Securities held to maturity | 10,564,000 | 10,228,000 | 11,081,000 | 9,831,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 243,858,000 | 249,549,000 | 263,057,000 | 300,425,000 |
| Interest-bearing deposits | 179,863,000 | 189,861,000 | 223,243,000 | 229,854,000 |
| Noninterest-bearing deposits | 63,995,000 | 59,688,000 | 39,814,000 | 70,571,000 |
| Equity capital | 18,544,000 | 23,344,000 | 24,756,000 | 19,607,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,742,000 | 7,676,000 | 12,071,000 | 16,621,000 |
| Interest expense | 1,911,000 | 3,631,000 | 5,574,000 | 7,531,000 |
| Net interest income | 1,831,000 | 4,045,000 | 6,497,000 | 9,090,000 |
| Noninterest income | 2,767,000 | 6,032,000 | 8,673,000 | 13,910,000 |
| Noninterest expense | 3,101,000 | 6,657,000 | 9,817,000 | 14,508,000 |
| Provision for loan losses | 170,000 | 435,000 | 740,000 | 1,190,000 |
| Pretax income | 1,327,000 | 2,985,000 | 4,613,000 | 7,308,000 |
| Income tax | 497,000 | 1,134,000 | 1,495,000 | 2,777,000 |
| Net income | 830,000 | 1,851,000 | 3,118,000 | 4,531,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,340,000 | 22,780,000 | 24,007,000 | 18,916,000 |
| Total capital | 20,102,000 | 24,756,000 | 26,213,000 | 21,464,000 |
| Risk-weighted assets | 201,883,000 | 210,542,000 | 224,635,000 | 269,062,000 |