Call reports 2001
CRESCENT BANK AND TRUST COMPANY — 2001
What CRESCENT BANK AND TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 216,847,000 | 226,942,000 | 223,636,000 | 287,269,000 |
| Total loans | 164,642,000 | 161,862,000 | 169,860,000 | 241,528,000 |
| Allowance for loan losses | 1,372,000 | 1,446,000 | 1,525,000 | 1,596,000 |
| Securities available for sale | 9,575,000 | 9,783,000 | 8,863,000 | 8,931,000 |
| Securities held to maturity | 2,072,000 | 6,564,000 | 8,787,000 | 10,415,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 200,326,000 | 208,069,000 | 204,859,000 | 233,441,000 |
| Interest-bearing deposits | 154,759,000 | 169,256,000 | 166,057,000 | 176,246,000 |
| Noninterest-bearing deposits | 45,567,000 | 38,813,000 | 38,802,000 | 57,195,000 |
| Equity capital | 14,355,000 | 15,420,000 | 14,849,000 | 17,958,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,541,000 | 9,459,000 | 14,260,000 | 14,603,000 |
| Interest expense | 2,206,000 | 4,644,000 | 6,998,000 | 9,155,000 |
| Net interest income | 2,335,000 | 4,815,000 | 7,262,000 | 5,448,000 |
| Noninterest income | 1,756,000 | 5,164,000 | 7,016,000 | 8,909,000 |
| Noninterest expense | 3,266,000 | 7,492,000 | 11,304,000 | 10,489,000 |
| Provision for loan losses | 115,000 | 230,000 | 335,000 | 515,000 |
| Pretax income | 710,000 | 2,257,000 | 2,639,000 | 3,353,000 |
| Income tax | 258,000 | 869,000 | 1,032,000 | 1,295,000 |
| Net income | 452,000 | 1,388,000 | 1,607,000 | 2,058,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,760,000 | 14,589,000 | 14,712,000 | 17,491,000 |
| Total capital | 15,132,000 | 16,035,000 | 16,237,000 | 19,087,000 |
| Risk-weighted assets | 152,658,000 | 157,930,000 | 164,813,000 | 203,770,000 |