Call reports 2016
CENTENNIAL BANK — 2016
What CENTENNIAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 704,059,000 | 715,401,000 | 697,908,000 | 726,004,000 |
| Total loans | 499,135,000 | 505,898,000 | 490,289,000 | 497,257,000 |
| Allowance for loan losses | 6,101,000 | 6,213,000 | 6,393,000 | 6,601,000 |
| Securities available for sale | 153,079,000 | 156,286,000 | 150,589,000 | 156,223,000 |
| Securities held to maturity | 1,029,000 | 1,027,000 | 1,025,000 | 1,024,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 575,919,000 | 554,545,000 | 563,718,000 | 646,923,000 |
| Interest-bearing deposits | 398,599,000 | 383,101,000 | 387,131,000 | 449,375,000 |
| Noninterest-bearing deposits | 177,319,000 | 171,444,000 | 176,587,000 | 197,548,000 |
| Equity capital | 79,209,000 | 81,975,000 | 79,190,000 | 75,299,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 7,354,000 | 14,763,000 | 22,207,000 | 29,946,000 |
| Interest expense | 407,000 | 858,000 | 1,311,000 | 1,813,000 |
| Net interest income | 6,947,000 | 13,905,000 | 20,896,000 | 28,133,000 |
| Noninterest income | 1,132,000 | 2,439,000 | 3,659,000 | 4,689,000 |
| Noninterest expense | 5,679,000 | 11,170,000 | 16,746,000 | 22,211,000 |
| Provision for loan losses | 217,000 | 332,000 | 577,000 | 835,000 |
| Pretax income | 2,392,000 | 5,051,000 | 7,444,000 | 9,943,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,392,000 | 5,051,000 | 7,444,000 | 9,943,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 75,745,000 | 77,429,000 | 75,475,000 | 76,553,000 |
| Total capital | 81,846,000 | 83,642,000 | 81,868,000 | 83,154,000 |
| Risk-weighted assets | 582,921,000 | 581,989,000 | 560,664,000 | 565,733,000 |