Call reports 2015
CENTENNIAL BANK — 2015
What CENTENNIAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 729,280,000 | 716,643,000 | 710,534,000 | 734,733,000 |
| Total loans | 503,270,000 | 499,140,000 | 501,786,000 | 519,466,000 |
| Allowance for loan losses | 5,550,000 | 5,678,000 | 5,662,000 | 5,911,000 |
| Securities available for sale | 165,838,000 | 158,183,000 | 154,308,000 | 153,172,000 |
| Securities held to maturity | 1,052,000 | 1,050,000 | 1,049,000 | 1,047,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 637,474,000 | 602,423,000 | 592,873,000 | 578,214,000 |
| Interest-bearing deposits | 444,317,000 | 422,711,000 | 402,124,000 | 392,184,000 |
| Noninterest-bearing deposits | 193,157,000 | 179,712,000 | 190,749,000 | 186,030,000 |
| Equity capital | 72,389,000 | 72,289,000 | 74,698,000 | 77,660,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 7,314,000 | 14,704,000 | 22,034,000 | 29,556,000 |
| Interest expense | 323,000 | 653,000 | 987,000 | 1,339,000 |
| Net interest income | 6,991,000 | 14,051,000 | 21,047,000 | 28,217,000 |
| Noninterest income | 1,267,000 | 2,711,000 | 3,818,000 | 7,988,000 |
| Noninterest expense | 6,236,000 | 12,235,000 | 18,392,000 | 24,431,000 |
| Provision for loan losses | 112,000 | 271,000 | 396,000 | 754,000 |
| Pretax income | 1,908,000 | 4,257,000 | 6,111,000 | 11,069,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,908,000 | 4,257,000 | 6,111,000 | 11,069,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,957,000 | 70,457,000 | 71,460,000 | 75,579,000 |
| Total capital | 74,507,000 | 76,135,000 | 77,122,000 | 81,490,000 |
| Risk-weighted assets | 586,763,000 | 584,954,000 | 585,932,000 | 602,135,000 |