Call reports 2014
CENTENNIAL BANK — 2014
What CENTENNIAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 689,513,000 | 707,688,000 | 738,454,000 | 739,096,000 |
| Total loans | 447,648,000 | 472,183,000 | 492,952,000 | 505,739,000 |
| Allowance for loan losses | 4,812,000 | 4,874,000 | 5,249,000 | 5,467,000 |
| Securities available for sale | 173,359,000 | 169,964,000 | 183,771,000 | 170,859,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 621,853,000 | 597,563,000 | 587,613,000 | 629,804,000 |
| Interest-bearing deposits | 455,737,000 | 436,688,000 | 423,921,000 | 443,467,000 |
| Noninterest-bearing deposits | 166,116,000 | 160,875,000 | 163,692,000 | 186,337,000 |
| Equity capital | 64,460,000 | 68,219,000 | 69,201,000 | 71,393,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 7,031,000 | 14,116,000 | 21,651,000 | 29,227,000 |
| Interest expense | 359,000 | 716,000 | 1,075,000 | 1,425,000 |
| Net interest income | 6,672,000 | 13,400,000 | 20,576,000 | 27,802,000 |
| Noninterest income | 1,014,000 | 2,967,000 | 4,139,000 | 4,936,000 |
| Noninterest expense | 6,468,000 | 12,742,000 | 18,942,000 | 25,230,000 |
| Provision for loan losses | 150,000 | 224,000 | 592,000 | 794,000 |
| Pretax income | 1,077,000 | 3,499,000 | 5,263,000 | 6,799,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,077,000 | 3,499,000 | 5,263,000 | 6,799,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,978,000 | 66,424,000 | 67,463,000 | 68,775,000 |
| Total capital | 69,790,000 | 71,298,000 | 72,712,000 | 74,242,000 |
| Risk-weighted assets | 498,421,000 | 528,952,000 | 550,023,000 | 558,355,000 |