Call reports 2013
CENTENNIAL BANK — 2013
What CENTENNIAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 700,128,000 | 705,995,000 | 723,969,000 | 718,310,000 |
| Total loans | 415,643,000 | 433,285,000 | 455,994,000 | 467,919,000 |
| Allowance for loan losses | 4,424,000 | 4,377,000 | 4,475,000 | 4,693,000 |
| Securities available for sale | 223,183,000 | 212,696,000 | 204,931,000 | 182,445,000 |
| Securities held to maturity | 695,000 | 695,000 | 640,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 630,235,000 | 600,628,000 | 584,374,000 | 633,148,000 |
| Interest-bearing deposits | 478,602,000 | 458,037,000 | 436,710,000 | 461,142,000 |
| Noninterest-bearing deposits | 151,633,000 | 142,591,000 | 147,664,000 | 172,006,000 |
| Equity capital | 66,866,000 | 62,804,000 | 62,426,000 | 62,549,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 7,065,000 | 14,154,000 | 21,353,000 | 28,797,000 |
| Interest expense | 537,000 | 999,000 | 1,404,000 | 1,781,000 |
| Net interest income | 6,528,000 | 13,155,000 | 19,949,000 | 27,016,000 |
| Noninterest income | 869,000 | 1,741,000 | 2,790,000 | 4,037,000 |
| Noninterest expense | 6,067,000 | 11,795,000 | 17,731,000 | 24,031,000 |
| Provision for loan losses | 93,000 | 135,000 | 260,000 | 515,000 |
| Pretax income | 997,000 | 2,788,000 | 4,509,000 | 6,240,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 997,000 | 2,788,000 | 4,509,000 | 6,240,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,773,000 | 63,164,000 | 64,020,000 | 65,525,000 |
| Total capital | 66,197,000 | 67,541,000 | 68,495,000 | 70,218,000 |
| Risk-weighted assets | 474,314,000 | 484,866,000 | 503,396,000 | 515,975,000 |