Call reports 2012
CENTENNIAL BANK — 2012
What CENTENNIAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 387,916,000 | 396,788,000 | 397,257,000 | 444,338,000 |
| Total loans | 236,004,000 | 244,501,000 | 257,055,000 | 267,284,000 |
| Allowance for loan losses | 2,752,000 | 2,746,000 | 2,692,000 | 2,784,000 |
| Securities available for sale | 119,013,000 | 118,307,000 | 103,701,000 | 103,777,000 |
| Securities held to maturity | 1,167,000 | 1,167,000 | 1,167,000 | 1,167,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 348,109,000 | 355,399,000 | 347,322,000 | 400,906,000 |
| Interest-bearing deposits | 267,372,000 | 276,662,000 | 274,145,000 | 285,139,000 |
| Noninterest-bearing deposits | 80,737,000 | 78,737,000 | 73,177,000 | 115,767,000 |
| Equity capital | 37,011,000 | 38,743,000 | 41,586,000 | 41,047,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,314,000 | 8,601,000 | 12,936,000 | 17,305,000 |
| Interest expense | 429,000 | 833,000 | 1,205,000 | 1,522,000 |
| Net interest income | 3,885,000 | 7,768,000 | 11,731,000 | 15,783,000 |
| Noninterest income | 766,000 | 1,506,000 | 2,300,000 | 2,868,000 |
| Noninterest expense | 3,144,000 | 6,335,000 | 9,602,000 | 13,604,000 |
| Provision for loan losses | 35,000 | 35,000 | 131,000 | 224,000 |
| Pretax income | 1,655,000 | 2,959,000 | 4,547,000 | 5,157,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,655,000 | 2,959,000 | 4,547,000 | 5,157,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,333,000 | 35,687,000 | 37,275,000 | 37,235,000 |
| Total capital | 38,085,000 | 38,433,000 | 39,967,000 | 40,019,000 |
| Risk-weighted assets | 270,890,000 | 276,551,000 | 285,399,000 | 305,798,000 |