Call reports 2009
CENTENNIAL BANK — 2009
What CENTENNIAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 323,939,000 | 313,935,000 | 322,752,000 | 362,770,000 |
| Total loans | 220,950,000 | 222,791,000 | 225,321,000 | 221,415,000 |
| Allowance for loan losses | 2,432,000 | 2,488,000 | 2,568,000 | 2,576,000 |
| Securities available for sale | 54,813,000 | 56,787,000 | 53,379,000 | 74,168,000 |
| Securities held to maturity | 7,333,000 | 4,657,000 | 4,380,000 | 4,369,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 274,381,000 | 263,498,000 | 278,428,000 | 320,922,000 |
| Interest-bearing deposits | 221,459,000 | 207,568,000 | 256,465,000 | 260,196,000 |
| Noninterest-bearing deposits | 52,922,000 | 55,930,000 | 21,963,000 | 60,727,000 |
| Equity capital | 21,232,000 | 21,819,000 | 22,624,000 | 26,022,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,353,000 | 8,622,000 | 12,928,000 | 17,242,000 |
| Interest expense | 1,156,000 | 2,280,000 | 3,394,000 | 4,436,000 |
| Net interest income | 3,197,000 | 6,342,000 | 9,534,000 | 12,806,000 |
| Noninterest income | 641,000 | 1,260,000 | 1,935,000 | 2,542,000 |
| Noninterest expense | 2,761,000 | 5,829,000 | 8,821,000 | 11,923,000 |
| Provision for loan losses | 279,000 | 339,000 | 399,000 | 419,000 |
| Pretax income | 1,041,000 | -348,000 | -106,000 | 655,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,041,000 | -348,000 | -106,000 | 655,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,284,000 | 22,745,000 | 22,986,000 | 26,247,000 |
| Total capital | 27,716,000 | 25,233,000 | 25,554,000 | 28,823,000 |
| Risk-weighted assets | 247,224,000 | 244,586,000 | 248,376,000 | 254,706,000 |