Call reports 2007
CENTENNIAL BANK — 2007
What CENTENNIAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 282,729,000 | 274,315,000 | 278,229,000 | 308,631,000 |
| Total loans | 177,404,000 | 182,344,000 | 189,101,000 | 212,442,000 |
| Allowance for loan losses | 1,612,000 | 1,820,000 | 1,902,000 | 1,905,000 |
| Securities available for sale | 57,445,000 | 56,328,000 | 57,479,000 | 63,180,000 |
| Securities held to maturity | 2,377,000 | 2,347,000 | 2,317,000 | 2,287,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 244,236,000 | 235,966,000 | 236,478,000 | 271,813,000 |
| Interest-bearing deposits | 219,220,000 | 192,518,000 | 191,269,000 | 253,038,000 |
| Noninterest-bearing deposits | 25,016,000 | 43,447,000 | 45,209,000 | 18,775,000 |
| Equity capital | 21,417,000 | 20,979,000 | 21,875,000 | 22,749,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,569,000 | 9,295,000 | 13,942,000 | 18,800,000 |
| Interest expense | 2,075,000 | 4,234,000 | 6,316,000 | 8,397,000 |
| Net interest income | 2,494,000 | 5,061,000 | 7,626,000 | 10,403,000 |
| Noninterest income | 619,000 | 1,229,000 | 1,892,000 | 2,628,000 |
| Noninterest expense | 2,352,000 | 4,733,000 | 7,133,000 | 9,548,000 |
| Provision for loan losses | 45,000 | 236,000 | 317,000 | 446,000 |
| Pretax income | 726,000 | 1,331,000 | 2,078,000 | 3,038,000 |
| Income tax | 0 | -2,000 | -2,000 | -2,000 |
| Net income | 726,000 | 1,333,000 | 2,080,000 | 3,040,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,467,000 | 21,674,000 | 22,123,000 | 22,732,000 |
| Total capital | 23,079,000 | 23,494,000 | 24,025,000 | 24,637,000 |
| Risk-weighted assets | 200,535,000 | 203,810,000 | 202,546,000 | 227,764,000 |